What is Life Insurance Policy Management?
The Inevitable Life Insurance Policy Crash™
Over 90% of all the permanent life insurance policies (UL, VUL & Whole Life Variants)
purchased in the last 25 years are not working the way people understood…not even
close! This is causing billions of dollars of lost coverage (lapses) and billions of dollars
of additional premiums to be paid … often unnecessarily!
The problem began when the Life Insurance industry moved beyond “fire and forget” fully guaranteed term and whole life products and introduced complex, performance-based products with little or no guarantees sold using computer projections. But the actual performance has not matched the projections resulting in drastically underfunded policies, which are destined to fail.
When this failure occurs the results will be devastating including: huge and ongoing additional premiums due; loss of cash value; loss of death benefit; and even cancellation of coverage. Now you know.
This is why we created ObjectiView™: The Life Insurance Property Management System
It enables you to better understand the quality of the insurance company, and the integrity of the premium projections, including the company’s guarantee and various real-world interest rate scenarios.
ObjectiView™: The Life Insurance Property Management System, is fee based, and customer focused not sales driven. It is an innovative service that transforms the advisors who use it into Heroes in the eyes of their clients.ObjectiView™: The Life Insurance Property Management System, is fee based, and customer focused not sales driven. It is an innovative service that transforms the advisors who use it into Heroes in the eyes of their clients.
We are passionate about the potential power of life insurance and consider it one of the greatest assets ever created when properly managed. We believes that its current misuse and neglect threatens the very foundation of the financial services industry. We also believe The Life Insurance Property Management System using the ObjectiView™ Process offers a new paradigm by turning confused buyers into Empowered Consumers and advisors who use the system into Heroic Advisors.
